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  • Introduction
  • Getting Started
  • Authentication
  • HTTPS Status Codes
  • Rate Limits
  • Verification Suite
    • Digilocker
      • Initiate
      • Check Status
      • Download Aadhaar
    • Aadhaar
      • Send OTP
      • Verify OTP
    • UPI Verification
      POST
    • Bank Verification
      POST
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      POST
    • GSTIN Verification
      POST
  • NSDL Account Opening
    • BC Agent Onboarding
      POST
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      POST
    • Account Status
      GET
  • Comunications API
    • Send SMS OTP
      POST
    • Send Whatsapp OTP
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Rate Limits

⏳ Rate Limits#

To ensure fair usage and maintain optimal performance for all clients, IMB Payments enforces strict rate limits:
⏱️ Limit: 60 requests per minute per client

What Happens When You Exceed Limits?#

If you exceed this threshold, the API will respond with:
HTTP/1.1 429 Too Many Requests
Content-Type: application/json

{
"error": true,
"message": "Rate limit exceeded. Please try again after some time."
}

Recommendations for Handling Rate Limits#

INFO
Implement client-side queuing to manage bursts in API requests.
Use exponential backoff and retry mechanisms to prevent immediate request floods.
Monitor your usage via our dashboard and optimize your API calls.
Contact your account manager for higher volume plans or special arrangements.

🧩 Key Features of IMB Payments APIs#

FeatureDescription
🔐 End-to-End SecurityEncrypted credentials, HTTPS, and fraud prevention
⚡ Lightning-FastRESTful APIs, sandbox testing, and SDKs for quick launch
🧩 Modular API SuiteUse only the APIs you need; pay-as-you-go pricing
📈 Proactive MonitoringReal-time uptime and performance dashboards
🛠️ Developer Support24/7 assistance via chat, email, and phone

❓ Frequently Asked Questions#


📬 Support#

📧 Email: support@imbpayments.in
💬 Live Chat: Available on our dashboard
📚 Developer Community: (Link coming soon)
Tip: Stay updated with the latest features and API changes by subscribing to release notes in your dashboard.
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