Bank Verification

POST

/api/v1/verification/bank-verify

Bank Account Verification

Validate a beneficiary’s bank account using account number and IFSC to reduce payout failures and fraud. Returns confirmation of account validity and the name as reported by the bank.

Request

Header Params

Body Params application/json

Example

{
    "account_number": "12132324355545",
    "ifsc_code": "SBIN0281281"
}

Request Code Samples

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location --request POST '/api/v1/verification/bank-verify' \
--header 'x-client-id: {{client_id}}' \
--header 'x-client-secret: {{client_secret}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "account_number": "12132324355545",
    "ifsc_code": "SBIN0281281"
}'

Responses

🟢200Success

application/json

Body

Example

{
    "response_code": 200,
    "status": "success",
    "message": "Success",
    "data": {
        "request_id": "BNKVFR121250918_64866396",
        "account_exists": true,
        "upi_id": null,
        "account_holder_name": "Mr. JOHN DOE",
        "note": "",
        "status": "verified",
        "bank_details": {
            "account": 12132324355545,
            "ifsc": "SBIN0281281",
            "micr": "2133348845",
            "iso3166": "IN-KOL",
            "swift": null,
            "bank": "Bank of India",
            "bank_code": "BNKI",
            "bank_name": "Bank of India",
            "branch": "HOOGHLY",
            "centre": "KOLKATA",
            "district": "KOLKATA",
            "state": "WEST BENGAL",
            "city": "KOLKATA",
            "address": "VISHAL MARKET, GT ROAD, P.O.HOOGHLY, HOWRAH,DIST-KOLKATA,WB-823003",
            "contact": "+914454562008",
            "imps": true,
            "rtgs": true,
            "neft": true,
            "upi": true,
            "micr_check": true
        }
    },
    "meta": {
        "request_id": "3f9eda6d-45bb-41c1-922c-9588ca71ac51",
        "time": "2025-09-18T17:38:31+05:30"
    }
}

🟠422Validation Error

🟠400Bad Request

UPI Verification

PAN Verification

Bank Verification

Bank Account Verification#

Request

Request Code Samples

Responses

Bank Account Verification